What are Medicare Advantage Plans in Illinois?
Private insurance companies contract with the Centers for Medicare and Medicaid Services to offer Medicare Advantage plans in Illinois. These plans are designed to work in the place of Original Medicare, enhancing the coverage options offered by Medicare Part A and Medicare Part B.
Each insurance company has the option to provide additional coverage to make their plans more competitive. Each plan must also include all benefits offered by Medicare Part A and Part B, so most plans allow beneficiaries to combine wellness, medical, and prescription benefits in one plan.